Category Archives: General

Housing Incentive Program

The City of Silver Bay Economic Development Authority 2022 New Home Grant Program’s purpose is to aggressively promote the construction of new housing units in the City of Silver Bay.

Individuals, builders, developers or companies who agree to construct a new home, townhome, condo or apartment unit in the City of Silver Bay in 2022 will receive a cash grant upon completion of the home/unit in the amount of:

  • 10% of the home or unit’s assessed value; or
  • 15% of the home or unit’s assessed value if the owner agrees to occupy the home as a homestead residence continuously for 10 years.

Click on the links for the program guidelines and application.

For more information, please contact David Drown, Economic Development Director at or 612-414-8486.  Applications can be submitted via email to or delivered to City Hall, ATTN: Economic Development Director, 7 Davis Drive, Silver Bay, MN 55614.

Important Notice for All Campground Visitors


The City of Silver Bay continues to work towards improving visitor experience at both Black Beach Park and Black Beach Campground. We appreciate the feedback from visitors on what types of improvements they would like to see with controlling the dust, improve parking, pedestrian safety, and traffic control at the top of the list. We are happy to announce that we have started the engineering to make these improvements and construction could start as early as summer 2022! What does this mean for you? No increase in rates!

When booking your site, we want you to be aware that construction may be happening during your stay. We do not know the timeline for construction to occur just yet, but the City will provide updates on this website as they become available.

We understand there are inconveniences that can occur once construction is underway, but we will work hard to minimize some of those inconveniences but some we may not be able to avoid. Please be aware that noise, traffic congestion, and/or closings of the park may occur during your stay. We apologize in advance, but refunds will not be made due to construction during your stay. Normal cancellation policy remains in effect.

Thank you for your patience as we work towards an improved Black Beach Park and campground experience for you long-term.

Water Assistance Applications Available Now

Water Assistance Applications Available Now

Minnesotans with disconnected water service, a water shutoff notice, or a past due water bill may be able to get help paying their water bill.

Customers apply for water, energy, and weatherization assistance with one application.

Press Release

See Commerce’s September 9, 2021 press release for more details.

Contact Information

Questions? Contact your local Energy Assistance Program Service Provider or the Minnesota Department of Commerce at

Hwy 61 near Two Harbors bridge construction to start September 15

DULUTH, Minn. – Construction at Silver Creek on Hwy 61 north of Two Harbors will begin on September 15. Work this fall will include the construction of a temporary bypass at Silver Creek, associated earth retention system and a surcharge for the bridge.

Traffic will be shifted over on Hwy 61 until the temporary bypass is completed at which time traffic will be placed on the temporary bypass through Fall 2022. Motorists should expect intermittent flagging, restricted to Monday-Thursdays only. All work this fall will be limited to the Silver Creek area. Project work will resume in 2022 and continue into 2023.

For more details and project maps, please visit the website:

For more information on projects in northeast Minnesota, follow us on Facebook at and Twitter at @mndotnortheast. For real-time traffic and travel information in Minnesota, visit

Click here for the full News Release.

Energy Assistance Program

The program provides financial grants to be used towards energy costs for residential heating bills.  Additional funds are available for crisis situations and energy-related repairs.

Energy Assistance Program (EAP) Facts:

  • Renters and homeowners are eligible.
  • Assets such as the home are not considered in determining eligibility.
  • Grants range from $300 to $1600, based on household size, income, and fuel cost.
  • In addition to the initial grant, additional crisis funds are available to:
    • Help pay a past due bill or get an emergency fuel delivery.
    • Help homeowners get their broken furnace repaired or replaced.

Apply by September 1, 2021


Did You Recently Buy a Home? Don’t Forget to Transfer the Utilities Into Your Name!

If you purchased a home within the city limits, don’t forget to transfer the city utilities into your name.  There is a Transfer of Service form that will need to be completed.  There is a $25.00 fee to transfer the services.  Make checks payable to City of Silver Bay.  The completed form and payment can be dropped off or mailed to City Hall, 7 Davis Drive, Silver Bay, MN 55614.

Transfer of Service Form

Public Utilities Commission Policy

Welcome Packet

Interested in Serving on a City Board/Commission? The City needs volunteers!

The City of Silver Bay would like individuals interested in serving on various City Boards and Commissions to submit application. These Boards and Commissions are the working boards to recommend action to our City Council. Meetings are typically quarterly or monthly depending on the Board. There may be special meetings called, but are only on occasion. All you have to do is be committed to attending the meetings, engage in conversation, bring forth and be open to ideas, and be willing to work towards the betterment of our community. Please give City Hall a call for more information at 218-226-4408.  Applications can be picked up at City Hall or can be downloaded by clicking here and are to be returned to City Hall, 7 Davis Drive, Silver Bay, MN 55614. There are currently vacancies on the following, but feel free to apply for any Boards or Commissions of interest.  For a full listing, click here.   Thank you for your interest!

Liquor Control Commission

Public Utilities Commission

Public Works Commission

SBA Economic Injury Disaster Loans up to $2 Million are Now Available

COVID-19 Relief Update

SBA Economic Injury Disaster Loans up to $2 Million are Now Available

Minnesota small businesses and private nonprofits may now apply for disaster loans through the U.S. Small Business Administration. These loans are for those organizations suffering economic injury due to the COVID-19 Coronavirus. The online application is found at, or click the button below. Details include:

  • Rates are 3.75% for businesses and 2.75% for nonprofits.
  • Up to $2 million with terms up to 30 years.
  • May be used to help pay fixed debts, payroll, accounts payable and other bills that could have been paid had the disaster not occurred.
  • Loans under $25,000 can be made without collateral while loans over $25,000 should be collateralized. (However, the SBA will not decline a loan for lack of collateral.)

No cost to apply nor any obligation to accept the loan if approved.

SBA Disaster Loans Application

The Small Business Administration offers information and assistance:

SBA Disaster Assistance Customer Service Center


1-800-659-2955 / TTY: 1-800-877-8339



Additional Resources

The Minnesota Department of Employment and Economic Development (DEED) is providing up-to-date Coronavirus information and resources for businesses at

The American SBDC has a web page with information and resources at

Northland Foundation | 218.723.4040 | 800-433-4045 | Website

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