Category Archives: General

Neighborhood Revitalization Mini-Grant

The City of Silver Bay (CITY) in partnership with the Lake County Housing & Redevelopment Authority (LCHRA) has developed a neighborhood revitalization mini-grant program to help make improvements to the exterior of properties within the city limits of Silver Bay to enhance curb appeal throughout the neighborhoods and show pride in business and home ownership. Residents and Businesses are eligible to apply.
Applications are available to download or call City Hall to have one mailed to you.  While we are closed to the public, please submit your completed application and copy of your warranty deed by dropping it in the silver drop box located in the City Hall parking lot.

Click here to download the application

SBA Economic Injury Disaster Loans up to $2 Million are Now Available

COVID-19 Relief Update

SBA Economic Injury Disaster Loans up to $2 Million are Now Available

Minnesota small businesses and private nonprofits may now apply for disaster loans through the U.S. Small Business Administration. These loans are for those organizations suffering economic injury due to the COVID-19 Coronavirus. The online application is found at, or click the button below. Details include:

  • Rates are 3.75% for businesses and 2.75% for nonprofits.
  • Up to $2 million with terms up to 30 years.
  • May be used to help pay fixed debts, payroll, accounts payable and other bills that could have been paid had the disaster not occurred.
  • Loans under $25,000 can be made without collateral while loans over $25,000 should be collateralized. (However, the SBA will not decline a loan for lack of collateral.)

No cost to apply nor any obligation to accept the loan if approved.

SBA Disaster Loans Application

If you would like assistance with the application process, Northeast Minnesota Small Business Development Center (SBDC) consultants are available to help small businesses in our region. Visit, click “Sign Up for Services” and a consultant will contact you.

The Small Business Administration also offers information and assistance:

SBA Disaster Assistance Customer Service Center


1-800-659-2955 / TTY: 1-800-877-8339



Additional Resources

The Minnesota Department of Employment and Economic Development (DEED) is providing up-to-date Coronavirus information and resources for businesses at

The American SBDC has a web page with information and resources at

Northland Foundation | 218.723.4040 | 800-433-4045 | Website

Boards and Commissions Accepting Applications

The City is looking for anyone interested in serving on a board or commission.  Applications can be picked up at City Hall or can be downloaded by clicking here. There are currently vacancies on the following:

Economic Development Authority

Parks & Recreation Board

Planning & Zoning Commission

Public Works Commission

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